Insurance as a course focuses on the principles, concepts, and practices related to risk management and financial protection. It explores how individuals, businesses, and organizations safeguard themselves against potential financial losses caused by unforeseen events such as accidents, natural disasters, health issues, or business disruptions. The course covers various types of insurance, including life, health, property, automobile, liability, and commercial insurance, highlighting their significance in economic stability.  

Students learn about the legal and regulatory frameworks governing the insurance industry, policy structures, underwriting processes, premium calculations, and claims management. The role of insurance companies, brokers, and agents is also examined, along with risk assessment techniques used to determine coverage eligibility and pricing. Financial and actuarial principles play a crucial part in understanding how insurance companies manage risk and maintain profitability.  

The course may also introduce modern developments in the industry, such as digital transformation, artificial intelligence in underwriting, and emerging risks related to climate change and cybersecurity. Ethics and professionalism in the insurance field are emphasized to ensure fair practices and consumer protection. By the end of the course, students acquire knowledge and skills applicable to careers in insurance sales, underwriting, claims management, actuarial analysis, and risk consultancy, contributing to financial security and economic resilience.